Youhodler vs. Yield.app
YouHolder is a yield-focused platform that supports major cryptocurrencies and provides up to 15% APYs. The top APY tiers require monthly transaction volume in the millions of dollars, however, so for retail traders and smaller corporate treasuries, Yield App might be preferable.

I have provided a graphic with this post that lists the offered APY on each crypto asset.

For both platforms, you will have to pass KYC and it is country-specific as to who can actually use their services. For users in the U.S., comparable services that are recommended include Gemini and BlockFi.

The biggest advantages that I can see right away to YouHodler over Yield.app is:

Lock-up period
YouHodler seems to have a more “liquid” approach to locking your tokens then Yield.app, which means less fees and penalties on instant unlocks.

Integrations
YouHodler boasts 33 integrations with other software and platforms including all the browser extensions, major CEXs and networks such as Circle, Polkadot, Binance, etc.
https://sourceforge.net/software/product/YouHodler/integrations

YouHodler also offers crypto-backed loans starting at $100, with a high Loan-to-Value ratio of up to 90%.

Multi-HODL Tool
The Mult-HODL tool is directly integrated into the YouHodler wallet (which Yield.app does not offer) allowing users to leverage funds from their savings accounts. Users are also able to customize their trading strategies to adapt to variable market conditions.

Youhodler

**Youhodler vs. Yield.app**
YouHolder is a yield-focused platform that supports major cryptocurrencies and provides up to 15% APYs. The top APY tiers require monthly transaction volume in the millions of dollars, however, so for retail traders and smaller corporate treasuries, Yield App might be preferable.

**I have provided a graphic with this post that lists the offered APY on each crypto asset.**

For both platforms, you will have to pass KYC and it is country-specific as to who can actually use their services. For users in the U.S., comparable services that are recommended include Gemini and BlockFi.

The biggest advantages that I can see right away to YouHodler over Yield.app is:

1. Lock-up period
YouHodler seems to have a more “liquid” approach to locking your tokens then Yield.app, which means less fees and penalties on instant unlocks.

2. Integrations
YouHodler boasts 33 integrations with other software and platforms including all the browser extensions, major CEXs and networks such as Circle, Polkadot, Binance, etc. 
https://sourceforge.net/software/product/YouHodler/integrations

YouHodler also offers crypto-backed loans starting at $100, with a high Loan-to-Value ratio of up to 90%.

**Multi-HODL Tool**
The Mult-HODL tool is directly integrated into the YouHodler wallet (which Yield.app does not offer) allowing users to leverage funds from their savings accounts. Users are also able to customize their trading strategies to adapt to variable market conditions.

Kawin Rungsimuntakul

Since I started playing OSM, I've been seeing a lot of YouHodler ads promoting cloud mining and high rates. Intrigued, I looked into the platform. YouHodler is a centralized crypto-lending and borrowing platform, founded in 2017, operating in Cyprus and Switzerland. Despite some concerns about Cyprus, the team's efforts and cautious presence are somewhat reassuring.

Given past issues with platforms like Celsius and BlockFi, YouHodler has taken steps like using Ledger Vault for up to $150 million in pooled crime insurance to secure user funds. Their KYC and AML policies also emphasize security through identity verification.

Platform Features:
Exchange Service: with a minimum deposit of $5.
Lending and Interest: up to 12.3% annual interest on deposits, with interest paid weekly. A $100 minimum deposit per asset type is required.
MultiHODL: allows users to speculate on crypto prices with a portion of their deposit.
Turbocharge: Enables users to leverage their crypto for multiple loans, increasing exposure and potential returns.

Borrowing and Risks:
YouHodler offers loans with a high loan-to-value ratio of up to 90%. However, there are concerns about their operational transparency regarding supported collateral coins.

Cloud Mining:
Users rent mining capacities from a company that manages the hardware and process, earning rewards. Given current energy prices and low mining rewards, profitability is uncertain.

Since I started playing OSM, I've been seeing a lot of YouHodler ads promoting cloud mining and high rates. Intrigued, I looked into the platform. YouHodler is a centralized crypto-lending and borrowing platform, founded in 2017, operating in Cyprus and Switzerland. Despite some concerns about Cyprus, the team's efforts and cautious presence are somewhat reassuring.

Given past issues with platforms like Celsius and BlockFi, YouHodler has taken steps like using Ledger Vault for up to $150 million in pooled crime insurance to secure user funds. Their KYC and AML policies also emphasize security through identity verification.

**Platform Features:**
1. **Exchange Service:** with a minimum deposit of $5.
2. **Lending and Interest:** up to 12.3% annual interest on deposits, with interest paid weekly. A $100 minimum deposit per asset type is required.
3. **MultiHODL:** allows users to speculate on crypto prices with a portion of their deposit.
4. **Turbocharge:** Enables users to leverage their crypto for multiple loans, increasing exposure and potential returns.

**Borrowing and Risks:**
YouHodler offers loans with a high loan-to-value ratio of up to 90%. However, there are concerns about their operational transparency regarding supported collateral coins.

**Cloud Mining:**
Users rent mining capacities from a company that manages the hardware and process, earning rewards. Given current energy prices and low mining rewards, profitability is uncertain.