I'm very skeptical about this project as it feels all hype and little innovation. They provide almost all the standard crypto services including a wallet, centralized exchange, credit card, loans, crypto insurance and crypto investing to earn yields on your investment, but I don't see anything new. They have a very strong competitor in Binance, which basically does all the same things, but apparently a little better, and there's no shortage on competitors besides Binance as well. In addition, all these services are centralized. They also list a swap, which I guess is decentralized, but it's a drop in the ocean at this point.
I'm not giving this below 3 stars, because there is value in taking what's already there and executing it well, which is what this looks like. But without a whitepaper it's really hard to understand how any of this actually works, so I'd be very, very cautious. Show Less